Example of Auto Insurance Claim Letter

Here’s an example of an auto insurance claim letter that you could use as a template to notify your insurance company of an accident and request coverage per your policy. Remember to tailor the details according to your specific situation and the requirements of your insurance provider. 

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[Your Full Name]
[Your Address]
[City, State, Zip Code]
[Phone Number]
[Email Address]
[Date]

[Claims Department]
[Insurance Company Name]
[Insurance Company Address]
[City, State, Zip Code]

Subject: Auto Insurance Claim

Dear Claims Adjuster,

I am writing to formally notify you of a recent accident involving my vehicle and to initiate an insurance claim against my auto insurance policy with [Insurance Company Name], policy number: [Your Policy Number]. The accident occurred on [Date of Accident] at approximately [Time of Accident] at [Location of Accident].

I was driving my [Make and Model of Your Vehicle], when [Brief Description of the Accident - for example, "another vehicle ran a red light and collided with my car at the intersection"]. I have attached a copy of the police report, which provides further details of the incident, along with photographs of the damage to my vehicle.

The other driver involved in the accident was [Full Name of the Other Driver] and the insurance details of the other party are as follows: [Other Driver’s Insurance Company and Policy Number, if available].

I have already taken my vehicle to a professional for a repair estimate and have attached the quote. The estimated cost for repair is [Amount], and I am seeking these damages under my policy's [mention applicable coverage like collision or comprehensive].

Please let me know the next steps in the claim process and any further information you require from me to expedite this claim. I am eager to resolve this matter promptly and am hoping for a swift response to my claim request.

Thank you for your attention to this matter. Please feel free to contact me at your earliest convenience at [Your Phone Number] or [Your Email Address].

Yours sincerely,

[Your Signature (if sending a hard copy)]

[Your Printed Name]

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Attachments:

• Copy of the Police Report
• Photographs of the Damage
• Repair Estimate from [Repair Shop’s Name]

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Make sure to include all necessary documentation to support your claim and follow up with a phone call to ensure your claim is being processed.

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